Mommy Budgetarian

with family #Dizontivity

Parenting 101

How to Lessen your Baby’s expenses.

Having a baby is incredibly expensive, between the doctor’s fee, laboratories, vitamins, hospital bills and all the things a new baby is needed, the cost really add-up quickly.

Let me share to you our story when we found out that I’m pregnant. Ralph is jobless, and I am working as a secretary of Chinese businessman here in Manila. Our savings are not enough on our baby’s needs but truly our God is faithful and provider as he provides all we need. So, here are the tips we did to save our costing.

1. Ask for a service patient program

Public hospitals and Lying-in or Birthing homes are common here in Philippines. But did you know that even private hospital can reduce your child birth expenses? One of our friends advise us to try this program from one of the private hospitals in Manila, we found out that every private hospital here in Manila have a service patient program or charity program. The facility and treatment will be just the same from the private patient. So why not to try right? All you need to do is to go to the nearest private hospital and ask the information about the charity or service patient facility, they have exclusive place for it, don’t be afraid to ask but before that I suggest preparing for the requirements they needed so you can also save a lot of time and transportation fees.

Here are the ff. requirements needed:

  • Brgy. Certificate
  • Valid I.D
  • Certificate of employment or Pay slip
  • Marriage Contract (if applicable)

Upon submission and approval, you will be entitled to the ff. benefits.

  • 20% disc. on all hospital bills including laboratories from the same hospital.
  • Waived Doctor’s fee.
  • ₱100.00 of consultation fee ONLY. (Cool! right?)

Benefits and requirements will depend on the hospital’s policy. Some private hospital is requiring photos of your house and reference. I really want to share with you where I gave birth but hospital will not allow to blog it but don’t worry you can direct message me thru my Instagram.

On my experienced, I had my monthly check-up in a private doctor but most of my friends and relatives are emergency caesarian and it really cost triple on your hospital bills compare to normal delivery. Honestly, we cannot afford it. I am more than afraid of the bills than the caesarian section procedure and the risk. We find another solution just in case I must undergo emergency caesarian at least were ready and we can afford it, luckily, we found the hospital where I gave birth, and I didn’t undergo caesarian procedure. To give you some hint I only paid less than ₱15,000. for the normal delivery with Epidural anesthesia. Yes, unlike to the public hospital or lying-in center, in private hospital you have a choice to lessen your pain but if you can do it naturally it could cost you less than ₱10,000. Including your baby’s bill.

I am very satisfied and happy with this hospital, aside from the low cost and great services, our ward room have two beds only for two patients maximum with individual bench for your guardian or helper to rest on it. unlike other hospitals that accommodate eight to twelve patients in their ward room.

2. Vaccination at Health Center

Some of us didn’t know that health center here in Philippines was incomplete of vaccines. So here what you can do, you may ask your health center assigned doctors for a prescription of vaccines that was not available to their facility and the licensed doctor from your health center can do vaccination to your baby but still I recommend ASKING YOUR PEDIATRICIAN FIRST. Pediatrician expertise is taking care the child’s health from birth up to 17 years old. Well, I can save for some not so serious illness because our pediatrician is very experienced doctor and she can able to diagnose an illness right over the phone IF it’s only simple. I can save time and money from it. As a parent, our top priority is our baby’s health and development, as they are saying, “prevention is better than cure”. Yes, I know, a lot of mom complain and told me “it’s too expensive“, but it’s cheaper compared to hospital bills, right? it’s better compared to seeing your child suffering from the illness that you can prevent. My husband and I didn’t end-up with the words We cannot afford it we always think on “How we can afford it” especially if it is needed and not only wants.

3. Nurse if you can.

Nursing deserves every chance. Not only it is healthy, but you’ll also can save money in your child’s first year. It is the cheaper option by far. We all know that formula milk nowadays is incredibly expensive, this is the most practical and healthiest way to feed your baby. If you experience hardships on breastfeeding, its totally normal. Breastfeeding is not easy but it’s rewarding. You can find out some free breastfeeding advice through searching via internet or ask your hospital it they offer free lactation consultation. Most of the hospital nowadays have it since our government support the exclusive breastfeeding here in our country. Also, don’t rush to buy breastfeeding wardrobe, make sure you’re committed to breastfeeding before you buy clothes for nursing in public.

4.Second Hand Baby clothes and stuffs are not bad.

Before you scoop up every adorable item you see, a tip: Your little one is set to gain one pound and lengthen by one inch each month, on average. So, save money by re-using a sibling’s or a friend’s hand-me-downs or shopping resale. Luckily, we have a lot of friends that so generous and hand us down their baby’s used clothes and some gears. We bought our baby crib and stroller second-hand but very good condition. Be Cost-Conscious on your baby stuffs and baby clothes.

As a mom, I want to give what is best for our baby, me and my husband often end-up buying baby’s new stuff instead of buying a new underwear.

5. Choose unisex shades and styles.

If you’re having your first born, I suggest choosing your shades and style in unisex, so you can re-use it on your second child and no need to buy new stuff. Look for furniture and accessories that do double duty. Like my High-chair, I bought Bambina Multi-chair, the idea of Multi-function really attracts me, aside from it’s not too much expensive and safety, I can use it up to pre-school age of my baby. It comes with a complete package with Tray and waterproof cushion unlike the other brands that you must buy piece by piece, right? Practically this Multi-chair is a must have.

6. Create a Baby Registry

This can help steer potentially generous friends and loved ones toward the baby items you need the most, thus helping you avoid an influx of adorable but totally unnecessary teddy bears. This is only applicable if you’re planning to have your baby shower or on your future baby’s baptism.

7. When it comes to diaper Think Long Term.

When it comes to diaper think big, you can sign up for some promotions, so you can get free samples, BUT I suggest buying Diaper cloth instead. Aside that it’s safe, and all natural and eco-friendly, it also can save you in the long run from buying disposable diapers. Yes, I know exactly how hard and time consuming to do laundry of those diaper cloth regularly, but if you could see, imagine and think the result you can totally save and use the money for other future expenses for your baby.

8. Don’t buy crib pillows.

They are cute but useless, you’ve got to remove them whenever your child is in the crib, since they can be SIDS (sudden infant death syndrome) hazard and this is according to studies. Plus your baby do not know how to hug them yet.

9. Make some baby food.

The best way to save money on baby food is to cook your baby’s food. It’s no biggie to mash steamed potatoes or ripped some banana. Make one serve and save another. Easier said than done because one thing that parents lack, often more than money, is time. This is where the self-discipline comes in. Here are the few tips to keep you cooking: set aside some time to cook ahead, when you do this, you will have the option to pull easy on a busy weekday. Plans your meals in advance, Make a weekly menu. Instant food is junk food for our baby, it has tons of preservatives.

10. Be a work-at-home parent.

Working from home also saves money in other ways such as commuting and clothing plus it can save you for a baby sitter. My husband found a company that prioritize their employee’s family aside from reducing our expenses we have more time to our child and it’s more priceless. Many companies offer this kind of privilege nowadays. Do not afraid to find one, trust me it will be worth it.

Your little bundle of joy is going to cost you a ridiculous amount of money, especially in the beginning. I hope I provided some insights into utilizing your expenses. Today we need greater idea to save more because practically what we save is also for our baby’s future needs.

5 Comments

  1. Benjie P. Cueto

    16th June 2019 at 11:54 pm

    Hi Isabel! I find your article very insightful. It will be a guide to those parents who are nursing their babies. We need nowadays some practical tips to economize in order to save.

    Thanks for coming up with relevant information that we need to know.

    God richly bless,

    Ptr. Benjie

    1. IsabelDizon

      17th June 2019 at 12:10 am

      Thank you pstr. I’m glad for your comment and I am praying to God for more wisom in order to help fellow mothers and encourage them into this journey

  2. Marilyn t. Venancio

    17th June 2019 at 7:19 am

    Sis Isabel,
    Thank you very much for your very educational article. Indeed it will really help moms who want the best for their children and yet has limited means.

    God bless you!

    Sis. Marilyn Venancio

    1. IsabelDizon

      17th June 2019 at 9:52 am

      Thank you for reading this and I’m grateful for your positive feedback. Those are the ways how lord help us to reduce our costing. Thank you again!

  3. Hairstyles

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